Rate Watch Keeping your eye on mortgage market trends is easy! Complete the information below and we will email you when rates reach your goal or if you prefer, we will email current rate information on a regular basis. Rate Watch Information Loan Type Purchase Refinance Existing Balance Refinance with Cash Out Home Value Purchase Price Loan Amount Lot Acquisition Lot ownedLot purchased on same contractLot purchased on separate contract Cost of Construction Lot Purchase Price Original Purchase Price Lot Value State Select Michigan County City Property Use Primary Residence Vacation Home Investment Property Property Type Existing single family home New single family home Condo - 4 stories or less Condo in over 4 story building Manufactured Home Co-op 2 unit property 3 unit property 4 unit property 5 or more unit property Credit Score 740+ 720 - 739 700 - 719 680 - 699 660 - 679 640 - 659 620 - 639 Below 620 Note: Answering "No" to Escrows/Impounds may limit the number of programs available to you. Lock Period 30 Day Qualified Veteran? Yes No Disability Status Yes No Military Classification Active Duty Retired/Veteran Reserves/National Guard Previous VA Loan? Yes No Next To be sure our updates reach your inbox, add mortgages@hsbank.bank to your list of safe senders. Processing Contact Info | Site Security | Terms of Use | What to Expect NMLS Registry Information for Homestead Savings Bank Mortgage Loan Originators Quick Links Mortgage Center Check Rates Apply Now Finish Applying Loan Officers Loan Status Resource Center FAQs FAQs